Southern Oaks SUV

Perspective on

Low-Cost Providers

​

• In The Villages, fewer than 10 car services are commercially insured, licensed, & permitted. Southern Oaks SUV is one of those car services. 

• Commercial Limo Insurance is extremely expensive and difficult to obtain and maintain​

• Any car service with rates less than $100 likely does not carry commercial limo insurance

• Personal Auto Insurance policies in Florida contain a "boiler plate" warning that it does not provide coverage for any vehicle that is used to drive passengers for a fare. This means that if an accident occurs while a passenger is being transported, that passenger is not protected by insurance.

• Southern Oaks SUV has consulted with several insurance and legal experts to better understand that vehicles utilized to transport riders for a fare must be commercially insured. All our vehicles are commercially insured and all our drivers are listed in our policies.

• Some solo transportation providers purchase "Ride Share Insurance" that is passed off as commercial insurance. Ride Share Insurance is "gap" coverage that covers Uber & Lyft drivers between riders.  It does not provide protection for a paying passenger.

• Best case scenario with a driver who is not properly insured is that nothing happens, everyone is great. Worst case scenario is that an accident occurs with a passenger in the vehicle. The passenger and the driver get sued, and personal assets are at risk. You've seen the Turnpike and other roads around here--what are you willing to risk?